Motor Insurance

Cover your vehicle with a variety of vehicle protection plans for you to choose from, including statutory and regulatory third party protection and meet your needs at a cost-effective price.
SCHEDULE OF BENEFITS AND ALL-AROUND COVERAGE (Voluntary)
COVERAGE Maximum Sum Insured (LAK )
SAFETY
1. Third Party Liability SAFETY 3 (A) SAFETY 3 (B) SAFETY 2 (A) SAFETY 2 (B) SAFETY 1
1.1 (Bodily Injury or Death) or Total Permanent Disability 500,000,000 500,000,000 750,000,000 750,000,000 750,000,000
– Maximum per accident 30,000,000 30,000,000 35,000,000 35,000,000 50,000,000
– Medical Expense maximum per person 3,500,000 3,500,000 5,000,000 5,000,000 5,000,000
– Hospitalization Allowance 200,000 200,000 250,000 300,000 500,000
1.2 Material Damage maximum per accident 50,000,000 50,000,000 50,000,000 60,000,000 50,000,000
1.3 Defense and Recourse (Maximum) 150,000 150,000 300,000 300,000 300,000
2. Own Vehicle Damage
2.1 Own Vehicle Damage 35,000,000 50,000,000 100,000,000 150,000,000 According to Sum Insured
2.2 Theft and Fire 50,000,000 100,000,000 150,000,000 According to Sum Insured
2.3 Deductible per accident 200,000 200,000
3. Person Accident Cover
3.1 Death or Total Permanent Disability for Driver 25,000,000 25,000,000 30,000,000 30,000,000 35,000,000
3.2 Death or Total Permanent Disability for Passenger 25,000,000 25,000,000  30,000,000  30,000,000 35,000,000
3.3 Maximum Medical Expense for Driver 3,500,000 3,500,000 3,500,000 3,500,000 5,000,000
3.4 Maximum Medical Expense for Passenger Per person 3,500,000 3,500,000 3,500,000 3,500,000 5,000,000
Net Premium 1,354,545 2,718,182 4,990,909 7,718,182 According to Sum Insured
VAT 7% 135,454 271,818 499,091 771,818
Registry Fee 10,000 10,0000 10,000 10,000
Total Premium 1,500,000 3,000,000 5,000,000 7,000,000

Remark

  1. Coverage for damage to a vehicle caused by a collision with a land vehicle driven by machine and know the parties for (SAFETY 3 (A),  SAFETY 3 (B) )
  2. The insured vehicle must not be older than 7 years old for (SAFETY 3 (A),  SAFETY 3 (B) )
  3. The insured vehicle must not be older than 5 years old for (SAFETY 2 (A),  SAFETY 2 (B) )
  4. The types of vehicles that can be purchased are sedans, pickup and vans with no more than 15 seats
  5. The vehicle must be a vehicle for personal and enterprises use
  6. This contract does not cover damages caused by drivers who do not have a driver’s license or an expired driver’s license. Driver’s license does not match the type of vehicle or drives intoxicated by intoxication or drugs.
Benefits and Coverage of Luxury car
Coverage LUXURY PREMIUM
SUM INSURED (LAK)
1. Third Party Liability PLAN (1) PLAN (2) PLAN (3) PLAN (4) PLAN (5)
1.1 (Bodily Injury or Death) or Total Permanent Disability 750,000,000 750,000,000 750,000,000 750,000,000 750,000,000
– Maximum per accident 50,000,000 50,000,000 50,000,000 50,000,000 50,000,000
– Medical Expense maximum per person 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000
– Hospitalization Allowance 500,000 500,000 500,000 500,000 500,000
1.2 Material Damage maximum per accident 50,000,000 50,000,000 50,000,000 50,000,000 50,000,000
1.3 Defense and Recourse (Maximum) 300,000 300,000 300,000 300,000 300,000
2. Own Vehicle Damage
2.1 Own Vehicle Damage 200,000,000 300,000,000 500,000,000 700,000,000 According to Sum Insured
2.2 Theft and Fire 200,000,000 300,000,000 500,000,000 700,000,000 According to Sum Insured
2.3 Deductible per accident for vehicle 2,000,000
2.4 Deductible per accident for car glass 10% of loss damage 10% of loss damage 10% of loss damage 10% of loss damage 10% of loss damage
3. Person Accident Cover
3.1 Death or Total Permanent Disability for Driver 30,000,000 30,000,000 35,000,000 35,000,000 35,000,000
3.2 Medical Expense for Driver 3,500,000 3,500,000 5,000,000 5,000,000 5,000,000
Net Premium 6,523,364 8,392,523 14,925,234 20,532,710 3.4%
VAT 7% 456,636 587,477 1,044,766 1,437,290
Registry Fee 20,000  20,000  20,000  20,000
Total Premium 7,000,000 9,000,000 16,000,000 22,000,000

Condition

  1. The vehicle must be a vehicle for personal use
  2. Vehicle that can be insured for all brands
  3. The insured vehicle must not be older than 5 years old
  4.  The vehicle that can be purchased this new plan must be high-value vehicle start 200,000,000 LAK
  5. The types of vehicles that can be purchased are sedans, pickup and vans with no more than 15 seats
  6.  For the coverage, the insurer responsible for both parties and no need to have any parties
  7.  As for the tires, the insurer responsible for 50% of loss damage
  8.  The insured must be deductible per accident for car glass 10% of loss damage
SCHEDULE OF BENEFITS AND COVERAGE (Compulsory)
Coverage Basic Option 1 Option 2
1. Physical damage Maximum per accident 101,400,000 250,000,000 500,000,000
– Death or Total Permanent Disability 12,000,000 25,000,000 30,000,000
– Medical Expense maximum per person 1,800,000 2,500,000 3,000,000
– Hospitalization Allowance 100,000 160,000 200,000
2. Material damage Maximum per accident 520,000 17,500,000 50,000,000
– Death or Total Permanent Disability for Driver 12,000,000 25,000,000 30,000,000
– Death or Total Permanent Disability for Passenger 12,000,000 25,000,000 30,000,000
– Maximum Medical Expense for Driver 1,800,000 2,500,000 3,000,000
– Maximum Medical Expense for Passenger Per person 1,800,000 2,500,000 3,000,000

Details of motor insurance fees / Third Party Responsibility, It is divided into several categories according to your choice. You can check more information below: